Why Us

Our Secret

We look to build long-term relationships with our clients to help understand their financial goals over time. As years pass our circumstances change, we may marry (or divorce), start a family, change job, or go back to college. By continuing to review our clients’ plans & investments, we want to ensure that their plans will continue to meet their needs.

Where necessary we can work alongside other professionals to support you, including accountants, solicitors & investment managers, to ensure that you receive professional advice and quality service.

The majority of our clients come from professional connections and referrals from existing clients. We are very aware that only by continuing to understand the needs of our clients will we be able to grow and sustain our business, which is why we strive to provide a first class service to everyone.

We offer a first meeting with you under no obligation and at no charge, to discuss your goals & objectives.

James Irvine will not provide financial planning advice but can refer any queries of this nature to a financial adviser within Quilter Financial Planning network.

Contact: jamesirvine@positivemortgages.co.uk

In the first instance in the event of any complaints please contact James Irvine on the form above. For more information about our complaints policy please visit.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.



The information and content contained within this website is subject to the UK regulatory regime and is therefore targeted at
consumers based in the UK.

Financial Planning Union is a trading style of Quilter Financial Planning Solutions Limited which is authorised and regulated by the
Financial Conduct Authority.

James Irvine is not authorised to give financial planning advice but could refer any queries to a suitably qualified financial adviser
within the Quilter Financial Planning network.

Quilter Financial Planning Solutions Limited is registered as a Limited Company in England and Wales No. 3276760. Quilter Financial Planning, Riverside House, The Waterfront, Newcastle upon Tyne, NE15 8NY.

Tax Planning, Commercial & Agricultural Mortgages and Buy to let Mortgages are not regulated by the Financial Conduct Authority