Personal Insurance

James Irvine is not authorised to give financial planning advice but could refer any queries to a financial adviser within Positive Solutions (Financial Services) Limited.

Whilst savings, investments & buying property are the more glamorous side of financial planning any good financial plan should take account of the worst case scenario. What would happen in the event that you or your partner became seriously ill or worse was to die prematurely.

With a variety of different products designed to cover different eventualities it is worth taking Financial Advice to ensure that you have suitable cover in place, and are making full use of trusts to ensure that should the worst happen, money is paid out quickly, and to the right people.


The information and content within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

Tax Planning, Commercial & Agricultural mortgages and Buy to let mortgages are not regulated by the Financial Conduct Authority.

Financial Planning Union is a Trading Style of Positive Solutions (Financial Services) Ltd. Positive Solutions (Financial Services) Ltd is authorised and regulated by the Financial Conduct Authority.
Registered as a Limited Company in England and Wales No. 3276760. Positive Solutions, Riverside House, The Waterfront, Newcastle upon Tyne, NE15 8NY. 



Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.