General Financial Planning

Achieve Your Goals With Effective Financial Planning

Financial Planning might sound like something for the wealthy, but in reality it is something we should all be doing regardless of our current financial position.

Our mission across Positive Solutions is to use our knowledge and skills to provide you with unbiased financial advice, so that you can face the future with confidence. We can help you formulate financial plans and strategies, and we work with you to implement the changes required to develop, manage and protect your wealth.

Our commitment is always to listen and evaluate what's important to you.

In its most simple sense, financial planning involves working out what is most important to you in your life: your personal goals. Then, by adding timescales and costs, you can work out how to get where you want to be by planning your finances accordingly.

By matching your finances to your goals you will:

By matching your finances to your goals you will:

  • Have a much clearer view of where you are going.
  • Reduce the stress involved and.
  • Be in control.

Without it, you might not be able to have the life you dream of.

You can start the process of financial planning yourself, and by taking some simple steps you can begin to take control of your finances rather than letting them control you.

James Irvine is not authorised to give financial planning advice but can refer any queries you might have to a financial adviser within Positive Solutions (Financial Services) Limited, the parent arm of Financial Planning Union.

The earlier you start to plan, the better the outcome you’re likely to achieve, so do get in touch to discuss any requirements.

Where necessary we can work alongside other professionals to support you, including accountants, solicitors & investment managers, to ensure that you receive professional advice and quality service.

The majority of our clients come from professional connections and referrals from existing client, and we are very aware that only by continuing to look after the financial planning needs or our clients will we be able to grow and sustain our business, which is why we strive to provide a first class service to everyone.

We offer a first meeting with you under no obligation and at no charge, to discuss your goals & objectives.

Contact: jamesirvine@positivemortgages.co.uk

By continuing to review our clients’ plans & investments and giving our clients advice on their finances over time, we want to ensure that their plans will continue to meet their needs as their circumstances evolve.

Recent research by the International Longevity Centre and Royal London highlights the benefit of independent advice when taking major financial decisions: it demonstrated that those who receive financial advice are, on average, £40,000 better off than those who don’t.

Working with us means that you’ll always benefit from informed advice, backed up by years of practical experience.

To ensure you get the best product your financial adviser will collect certain details about you and your circumstances. Please be as open and honest as you can, because the adviser’s recommendation will be based on the information you provide.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

 

DISCLAIMER

The information and content contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

Financial Planning Union is a Trading Style of Positive Solutions (Financial Services) Ltd.

James Irvine is not authorised to give financial planning advice but could refer any queries to a financial adviser within Positive Solutions (Financial Services) Limited.

Positive Solutions (Financial Services) Ltd is authorised and regulated by the Financial Conduct Authority.

Registered as a Limited Company in England and Wales No. 3276760. Positive Solutions, Riverside House, The Waterfront, Newcastle upon Tyne, NE15 8NY.

Tax Planning, Commercial & Agricultural Mortgages and Buy to let Mortgages are not regulated by the Financial Conduct Authority.