Why work with an independent financial adviser?

If you drop into your high street bank then you may be greeted by a financial adviser, but this advisers can recommend only the products of that specific bank or a single insurance/investment company with which it has an alliance. They are referred to as a ‘tied’ advisor.

As the name suggests, an independent adviser – like Positive Solutions (Financial Services) Ltd – can match your current circumstances with the best product from the widest market, to meet your specific need. You are benefiting from personalised advice, which is only provided after we collect certain details about you and your circumstances. That should be reassuring.

What should I expect?
What protection do I have?
And if I'm unhappy?
What if at some point in the future we stop trading?
Anything else I should know?

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.



The information and content contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

Financial Planning Union is a Trading Style of Positive Solutions (Financial Services) Ltd.

James Irvine is not authorised to give financial planning advice but could refer any queries to a financial adviser within Positive Solutions (Financial Services) Limited.

Positive Solutions (Financial Services) Ltd is authorised and regulated by the Financial Conduct Authority.

Registered as a Limited Company in England and Wales No. 3276760. Positive Solutions, Riverside House, The Waterfront, Newcastle upon Tyne, NE15 8NY.

Tax Planning, Commercial & Agricultural Mortgages and Buy to let Mortgages are not regulated by the Financial Conduct Authority.