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Published date : 01 Jun 2019

The Low-cost Initiative for First Time buyers – or LIFT – was launched by The Scottish Government in 2007. It can help first-time buyers with low to moderate incomes to secure their own first home in Scotland.
If you are a UK citizen, or have right of residence...

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Published date : 01 May 2019

The Low-cost Initiative for First Time buyers – or LIFT – was launched by The Scottish Government in 2007. It can help first-time buyers with low to moderate incomes to secure their own first home in Scotland.

If you are a UK citizen, or have right of residence in...

General
View More
 
Published date : 01 Apr 2019

Affordable Housing in Scotland promises many people a first chance to own their own home

The Scottish Government has set itself an ambitious target to create at least 50,000 affordable homes in Scotland by 2021.

Their target, if fulfilled, will represent an increase of 67% in affordable housing supply, and...

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Published date : 01 Mar 2019

Many would-be first time buyers discover they can’t afford the home they really like, either as a new build or on the open market.

If you find yourself in that frustrating position then help could be at hand… through one of two Shared Equity schemes that can make home ownership more...

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Published date : 01 Feb 2019

If I have a poor credit history does it mean I can’t benefit from LIFT?

LIFT – the Low-cost Initiative for First Time buyers – can help you buy a home in Scotland providing you are UK citizen, or have right of residence in the UK, and are either:

  • Currently renting from...
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Published date : 01 Jan 2019

Many would-be first time buyers discover they can’t afford the new home they really like. If that’s the frustrating position you find yourself in, help could be at hand… through the New Supply Shared Equity (NSSE) scheme.

The scheme was established by the Scottish Government and can help if you are...

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Published date : 01 Dec 2018

If you can't currently afford to buy a new home then one of the four Scottish Government schemes that exist currently could help you turn your dream into a reality.
The scheme that's right for you will depend on what type of home you want to buy, and how much...

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Published date : 01 Nov 2018

Your guide to Help to Buy Schemes

If you can't currently afford to buy a new home, there are four Scottish Government schemes that can help you. The scheme that's right for you will depend on what type of home you want to buy, and how much of the total cost...

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Published date : 01 Oct 2018

Many would-be first time buyers discover they can’t afford the home they really like on the open market. If that’s the frustrating position you find yourself in, help could be at hand… through the Open Market Shared Equity (OMSE) scheme.
Established by the Scottish Government, the scheme can help if...

General
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Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

 

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Financial Planning Union is a Trading Style of Positive Solutions (Financial Services) Ltd.

James Irvine is not authorised to give financial planning advice but could refer any queries to a financial adviser within Positive Solutions (Financial Services) Limited.

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